LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,122
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,090
−HK$984/mo
Today · 4.125%
HK$33,074
baseline
▲ 0.50% · 4.625%
HK$35,086
+HK$2,012/mo
Deposit HK$6.82M · loan HK$6.82M · min. income ≈ HK$66,148/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$511,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,623
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,552
−HK$942/mo
Today · 4.125%
HK$36,494
baseline
▲ 0.50% · 4.625%
HK$38,417
+HK$1,923/mo
Deposit HK$6.82M · loan HK$6.82M · min. income ≈ HK$72,988/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$511,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,347
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,508
−HK$1,181/mo
Today · 4.125%
HK$39,689
baseline
▲ 0.50% · 4.625%
HK$42,104
+HK$2,415/mo
Deposit HK$5.46M · loan HK$8.19M · min. income ≈ HK$79,378/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$511,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,548
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$42,662
−HK$1,130/mo
Today · 4.125%
HK$43,792
baseline
▲ 0.50% · 4.625%
HK$46,101
+HK$2,309/mo
Deposit HK$5.46M · loan HK$8.19M · min. income ≈ HK$87,584/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$511,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,571
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$44,926
−HK$1,377/mo
Today · 4.125%
HK$46,303
baseline
▲ 0.50% · 4.625%
HK$49,121
+HK$2,818/mo
Deposit HK$4.09M · loan HK$9.55M · min. income ≈ HK$92,606/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$511,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,472
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$49,772
−HK$1,319/mo
Today · 4.125%
HK$51,091
baseline
▲ 0.50% · 4.625%
HK$53,784
+HK$2,693/mo
Deposit HK$4.09M · loan HK$9.55M · min. income ≈ HK$102,182/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$511,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,020
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$57,763
−HK$1,770/mo
Today · 4.125%
HK$59,533
baseline
▲ 0.50% · 4.625%
HK$63,155
+HK$3,622/mo
Deposit HK$1.36M · loan HK$12.28M · min. income ≈ HK$119,066/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$511,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,322
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$63,993
−HK$1,696/mo
Today · 4.125%
HK$65,689
baseline
▲ 0.50% · 4.625%
HK$69,151
+HK$3,462/mo
Deposit HK$1.36M · loan HK$12.28M · min. income ≈ HK$131,378/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$511,821 · Scale 2, in force from 26 Feb 2026)