LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,124
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,093
−HK$983/mo
Today · 4.125%
HK$33,076
baseline
▲ 0.50% · 4.625%
HK$35,089
+HK$2,013/mo
Deposit HK$6.82M · loan HK$6.82M · min. income ≈ HK$66,152/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$511,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,626
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,554
−HK$942/mo
Today · 4.125%
HK$36,496
baseline
▲ 0.50% · 4.625%
HK$38,420
+HK$1,924/mo
Deposit HK$6.82M · loan HK$6.82M · min. income ≈ HK$72,992/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$511,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,349
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,511
−HK$1,180/mo
Today · 4.125%
HK$39,691
baseline
▲ 0.50% · 4.625%
HK$42,107
+HK$2,416/mo
Deposit HK$5.46M · loan HK$8.19M · min. income ≈ HK$79,382/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$511,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,551
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,665
−HK$1,131/mo
Today · 4.125%
HK$43,796
baseline
▲ 0.50% · 4.625%
HK$46,104
+HK$2,308/mo
Deposit HK$5.46M · loan HK$8.19M · min. income ≈ HK$87,592/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$511,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,574
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$44,930
−HK$1,377/mo
Today · 4.125%
HK$46,307
baseline
▲ 0.50% · 4.625%
HK$49,124
+HK$2,817/mo
Deposit HK$4.09M · loan HK$9.55M · min. income ≈ HK$92,614/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$511,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,476
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$49,776
−HK$1,319/mo
Today · 4.125%
HK$51,095
baseline
▲ 0.50% · 4.625%
HK$53,788
+HK$2,693/mo
Deposit HK$4.09M · loan HK$9.55M · min. income ≈ HK$102,190/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$511,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,024
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$57,767
−HK$1,770/mo
Today · 4.125%
HK$59,537
baseline
▲ 0.50% · 4.625%
HK$63,160
+HK$3,623/mo
Deposit HK$1.36M · loan HK$12.28M · min. income ≈ HK$119,074/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$511,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,326
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$63,998
−HK$1,695/mo
Today · 4.125%
HK$65,693
baseline
▲ 0.50% · 4.625%
HK$69,156
+HK$3,463/mo
Deposit HK$1.36M · loan HK$12.28M · min. income ≈ HK$131,386/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$511,858 · Scale 2, in force from 26 Feb 2026)