LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,125
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,093
−HK$984/mo
Today · 4.125%
HK$33,077
baseline
▲ 0.50% · 4.625%
HK$35,089
+HK$2,012/mo
Deposit HK$6.82M · loan HK$6.82M · min. income ≈ HK$66,154/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$511,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,626
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,555
−HK$942/mo
Today · 4.125%
HK$36,497
baseline
▲ 0.50% · 4.625%
HK$38,421
+HK$1,924/mo
Deposit HK$6.82M · loan HK$6.82M · min. income ≈ HK$72,994/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$511,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,350
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,512
−HK$1,180/mo
Today · 4.125%
HK$39,692
baseline
▲ 0.50% · 4.625%
HK$42,107
+HK$2,415/mo
Deposit HK$5.46M · loan HK$8.19M · min. income ≈ HK$79,384/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$511,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,551
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,666
−HK$1,130/mo
Today · 4.125%
HK$43,796
baseline
▲ 0.50% · 4.625%
HK$46,105
+HK$2,309/mo
Deposit HK$5.46M · loan HK$8.19M · min. income ≈ HK$87,592/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$511,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,575
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$44,930
−HK$1,377/mo
Today · 4.125%
HK$46,307
baseline
▲ 0.50% · 4.625%
HK$49,125
+HK$2,818/mo
Deposit HK$4.09M · loan HK$9.55M · min. income ≈ HK$92,614/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$511,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,477
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$49,777
−HK$1,319/mo
Today · 4.125%
HK$51,096
baseline
▲ 0.50% · 4.625%
HK$53,789
+HK$2,693/mo
Deposit HK$4.09M · loan HK$9.55M · min. income ≈ HK$102,192/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$511,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,025
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$57,768
−HK$1,770/mo
Today · 4.125%
HK$59,538
baseline
▲ 0.50% · 4.625%
HK$63,161
+HK$3,623/mo
Deposit HK$1.36M · loan HK$12.28M · min. income ≈ HK$119,076/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$511,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,327
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$63,999
−HK$1,695/mo
Today · 4.125%
HK$65,694
baseline
▲ 0.50% · 4.625%
HK$69,157
+HK$3,463/mo
Deposit HK$1.36M · loan HK$12.28M · min. income ≈ HK$131,388/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$511,866 · Scale 2, in force from 26 Feb 2026)