LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,126
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,094
−HK$984/mo
Today · 4.125%
HK$33,078
baseline
▲ 0.50% · 4.625%
HK$35,091
+HK$2,013/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$66,156/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$511,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,627
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,556
−HK$942/mo
Today · 4.125%
HK$36,498
baseline
▲ 0.50% · 4.625%
HK$38,422
+HK$1,924/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$72,996/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$511,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,351
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,513
−HK$1,180/mo
Today · 4.125%
HK$39,693
baseline
▲ 0.50% · 4.625%
HK$42,109
+HK$2,416/mo
Deposit HK$5.46M · loan HK$8.19M · min. income ≈ HK$79,386/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$511,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,553
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,667
−HK$1,131/mo
Today · 4.125%
HK$43,798
baseline
▲ 0.50% · 4.625%
HK$46,106
+HK$2,308/mo
Deposit HK$5.46M · loan HK$8.19M · min. income ≈ HK$87,596/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$511,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,576
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$44,932
−HK$1,377/mo
Today · 4.125%
HK$46,309
baseline
▲ 0.50% · 4.625%
HK$49,127
+HK$2,818/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$92,618/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$511,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,478
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$49,778
−HK$1,319/mo
Today · 4.125%
HK$51,097
baseline
▲ 0.50% · 4.625%
HK$53,791
+HK$2,694/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$102,194/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$511,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,027
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$57,769
−HK$1,771/mo
Today · 4.125%
HK$59,540
baseline
▲ 0.50% · 4.625%
HK$63,163
+HK$3,623/mo
Deposit HK$1.37M · loan HK$12.29M · min. income ≈ HK$119,080/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$511,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,329
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$64,001
−HK$1,696/mo
Today · 4.125%
HK$65,697
baseline
▲ 0.50% · 4.625%
HK$69,160
+HK$3,463/mo
Deposit HK$1.37M · loan HK$12.29M · min. income ≈ HK$131,394/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$511,883 · Scale 2, in force from 26 Feb 2026)