LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,131
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,099
−HK$984/mo
Today · 4.125%
HK$33,083
baseline
▲ 0.50% · 4.625%
HK$35,096
+HK$2,013/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$66,166/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$511,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,633
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,562
−HK$942/mo
Today · 4.125%
HK$36,504
baseline
▲ 0.50% · 4.625%
HK$38,428
+HK$1,924/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$73,008/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$511,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,357
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,519
−HK$1,181/mo
Today · 4.125%
HK$39,700
baseline
▲ 0.50% · 4.625%
HK$42,115
+HK$2,415/mo
Deposit HK$5.46M · loan HK$8.19M · min. income ≈ HK$79,400/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$511,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,559
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,674
−HK$1,131/mo
Today · 4.125%
HK$43,805
baseline
▲ 0.50% · 4.625%
HK$46,114
+HK$2,309/mo
Deposit HK$5.46M · loan HK$8.19M · min. income ≈ HK$87,610/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$511,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,583
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$44,939
−HK$1,377/mo
Today · 4.125%
HK$46,316
baseline
▲ 0.50% · 4.625%
HK$49,135
+HK$2,819/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$92,632/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$511,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,486
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$49,786
−HK$1,320/mo
Today · 4.125%
HK$51,106
baseline
▲ 0.50% · 4.625%
HK$53,799
+HK$2,693/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$102,212/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$511,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,036
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$57,779
−HK$1,771/mo
Today · 4.125%
HK$59,550
baseline
▲ 0.50% · 4.625%
HK$63,173
+HK$3,623/mo
Deposit HK$1.37M · loan HK$12.29M · min. income ≈ HK$119,100/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$511,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,339
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$64,011
−HK$1,696/mo
Today · 4.125%
HK$65,707
baseline
▲ 0.50% · 4.625%
HK$69,171
+HK$3,464/mo
Deposit HK$1.37M · loan HK$12.29M · min. income ≈ HK$131,414/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$511,965 · Scale 2, in force from 26 Feb 2026)