LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,132
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,101
−HK$983/mo
Today · 4.125%
HK$33,084
baseline
▲ 0.50% · 4.625%
HK$35,098
+HK$2,014/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$66,168/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$511,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,634
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,563
−HK$942/mo
Today · 4.125%
HK$36,505
baseline
▲ 0.50% · 4.625%
HK$38,430
+HK$1,925/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$73,010/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$511,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,359
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,521
−HK$1,180/mo
Today · 4.125%
HK$39,701
baseline
▲ 0.50% · 4.625%
HK$42,117
+HK$2,416/mo
Deposit HK$5.46M · loan HK$8.19M · min. income ≈ HK$79,402/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$511,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,561
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,676
−HK$1,130/mo
Today · 4.125%
HK$43,806
baseline
▲ 0.50% · 4.625%
HK$46,116
+HK$2,310/mo
Deposit HK$5.46M · loan HK$8.19M · min. income ≈ HK$87,612/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$511,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,585
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$44,941
−HK$1,377/mo
Today · 4.125%
HK$46,318
baseline
▲ 0.50% · 4.625%
HK$49,137
+HK$2,819/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$92,636/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$511,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,488
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$49,788
−HK$1,320/mo
Today · 4.125%
HK$51,108
baseline
▲ 0.50% · 4.625%
HK$53,801
+HK$2,693/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$102,216/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$511,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,038
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$57,781
−HK$1,771/mo
Today · 4.125%
HK$59,552
baseline
▲ 0.50% · 4.625%
HK$63,176
+HK$3,624/mo
Deposit HK$1.37M · loan HK$12.29M · min. income ≈ HK$119,104/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$511,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,342
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$64,014
−HK$1,696/mo
Today · 4.125%
HK$65,710
baseline
▲ 0.50% · 4.625%
HK$69,173
+HK$3,463/mo
Deposit HK$1.37M · loan HK$12.29M · min. income ≈ HK$131,420/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$511,985 · Scale 2, in force from 26 Feb 2026)