LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,136
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,104
−HK$984/mo
Today · 4.125%
HK$33,088
baseline
▲ 0.50% · 4.625%
HK$35,102
+HK$2,014/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$66,176/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$512,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,638
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,567
−HK$943/mo
Today · 4.125%
HK$36,510
baseline
▲ 0.50% · 4.625%
HK$38,434
+HK$1,924/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$73,020/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$512,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,363
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,525
−HK$1,181/mo
Today · 4.125%
HK$39,706
baseline
▲ 0.50% · 4.625%
HK$42,122
+HK$2,416/mo
Deposit HK$5.46M · loan HK$8.19M · min. income ≈ HK$79,412/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$512,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,566
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,681
−HK$1,131/mo
Today · 4.125%
HK$43,812
baseline
▲ 0.50% · 4.625%
HK$46,121
+HK$2,309/mo
Deposit HK$5.46M · loan HK$8.19M · min. income ≈ HK$87,624/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$512,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,590
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$44,946
−HK$1,378/mo
Today · 4.125%
HK$46,324
baseline
▲ 0.50% · 4.625%
HK$49,143
+HK$2,819/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$92,648/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,494
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$49,794
−HK$1,320/mo
Today · 4.125%
HK$51,114
baseline
▲ 0.50% · 4.625%
HK$53,808
+HK$2,694/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$102,228/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,045
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$57,788
−HK$1,771/mo
Today · 4.125%
HK$59,559
baseline
▲ 0.50% · 4.625%
HK$63,183
+HK$3,624/mo
Deposit HK$1.37M · loan HK$12.29M · min. income ≈ HK$119,118/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,349
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,021
−HK$1,697/mo
Today · 4.125%
HK$65,718
baseline
▲ 0.50% · 4.625%
HK$69,182
+HK$3,464/mo
Deposit HK$1.37M · loan HK$12.29M · min. income ≈ HK$131,436/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,048 · Scale 2, in force from 26 Feb 2026)