LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,137
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,105
−HK$984/mo
Today · 4.125%
HK$33,089
baseline
▲ 0.50% · 4.625%
HK$35,103
+HK$2,014/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$66,178/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$512,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,639
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,568
−HK$943/mo
Today · 4.125%
HK$36,511
baseline
▲ 0.50% · 4.625%
HK$38,435
+HK$1,924/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$73,022/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$512,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,364
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,526
−HK$1,181/mo
Today · 4.125%
HK$39,707
baseline
▲ 0.50% · 4.625%
HK$42,123
+HK$2,416/mo
Deposit HK$5.46M · loan HK$8.19M · min. income ≈ HK$79,414/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$512,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,567
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,682
−HK$1,131/mo
Today · 4.125%
HK$43,813
baseline
▲ 0.50% · 4.625%
HK$46,122
+HK$2,309/mo
Deposit HK$5.46M · loan HK$8.19M · min. income ≈ HK$87,626/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$512,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,592
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$44,948
−HK$1,377/mo
Today · 4.125%
HK$46,325
baseline
▲ 0.50% · 4.625%
HK$49,144
+HK$2,819/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$92,650/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,495
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$49,796
−HK$1,319/mo
Today · 4.125%
HK$51,115
baseline
▲ 0.50% · 4.625%
HK$53,810
+HK$2,695/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$102,230/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,046
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$57,790
−HK$1,771/mo
Today · 4.125%
HK$59,561
baseline
▲ 0.50% · 4.625%
HK$63,185
+HK$3,624/mo
Deposit HK$1.37M · loan HK$12.29M · min. income ≈ HK$119,122/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,351
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,023
−HK$1,697/mo
Today · 4.125%
HK$65,720
baseline
▲ 0.50% · 4.625%
HK$69,184
+HK$3,464/mo
Deposit HK$1.37M · loan HK$12.29M · min. income ≈ HK$131,440/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,062 · Scale 2, in force from 26 Feb 2026)