LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,137
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,106
−HK$984/mo
Today · 4.125%
HK$33,090
baseline
▲ 0.50% · 4.625%
HK$35,103
+HK$2,013/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$66,180/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$512,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,640
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,569
−HK$943/mo
Today · 4.125%
HK$36,512
baseline
▲ 0.50% · 4.625%
HK$38,436
+HK$1,924/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$73,024/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$512,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,365
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,527
−HK$1,181/mo
Today · 4.125%
HK$39,708
baseline
▲ 0.50% · 4.625%
HK$42,124
+HK$2,416/mo
Deposit HK$5.46M · loan HK$8.19M · min. income ≈ HK$79,416/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$512,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,568
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,683
−HK$1,131/mo
Today · 4.125%
HK$43,814
baseline
▲ 0.50% · 4.625%
HK$46,123
+HK$2,309/mo
Deposit HK$5.46M · loan HK$8.19M · min. income ≈ HK$87,628/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$512,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,592
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$44,948
−HK$1,378/mo
Today · 4.125%
HK$46,326
baseline
▲ 0.50% · 4.625%
HK$49,145
+HK$2,819/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$92,652/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,496
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$49,797
−HK$1,319/mo
Today · 4.125%
HK$51,116
baseline
▲ 0.50% · 4.625%
HK$53,811
+HK$2,695/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$102,232/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,047
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$57,791
−HK$1,771/mo
Today · 4.125%
HK$59,562
baseline
▲ 0.50% · 4.625%
HK$63,186
+HK$3,624/mo
Deposit HK$1.37M · loan HK$12.29M · min. income ≈ HK$119,124/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,352
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,024
−HK$1,697/mo
Today · 4.125%
HK$65,721
baseline
▲ 0.50% · 4.625%
HK$69,185
+HK$3,464/mo
Deposit HK$1.37M · loan HK$12.29M · min. income ≈ HK$131,442/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,072 · Scale 2, in force from 26 Feb 2026)