LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,138
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,107
−HK$984/mo
Today · 4.125%
HK$33,091
baseline
▲ 0.50% · 4.625%
HK$35,105
+HK$2,014/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$66,182/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$512,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,641
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,570
−HK$943/mo
Today · 4.125%
HK$36,513
baseline
▲ 0.50% · 4.625%
HK$38,437
+HK$1,924/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$73,026/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$512,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,366
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,528
−HK$1,181/mo
Today · 4.125%
HK$39,709
baseline
▲ 0.50% · 4.625%
HK$42,125
+HK$2,416/mo
Deposit HK$5.46M · loan HK$8.19M · min. income ≈ HK$79,418/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$512,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,569
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,684
−HK$1,131/mo
Today · 4.125%
HK$43,815
baseline
▲ 0.50% · 4.625%
HK$46,125
+HK$2,310/mo
Deposit HK$5.46M · loan HK$8.19M · min. income ≈ HK$87,630/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$512,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,594
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$44,950
−HK$1,377/mo
Today · 4.125%
HK$46,327
baseline
▲ 0.50% · 4.625%
HK$49,146
+HK$2,819/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$92,654/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,498
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$49,798
−HK$1,320/mo
Today · 4.125%
HK$51,118
baseline
▲ 0.50% · 4.625%
HK$53,812
+HK$2,694/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$102,236/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,049
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$57,792
−HK$1,772/mo
Today · 4.125%
HK$59,564
baseline
▲ 0.50% · 4.625%
HK$63,188
+HK$3,624/mo
Deposit HK$1.37M · loan HK$12.29M · min. income ≈ HK$119,128/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,354
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,026
−HK$1,697/mo
Today · 4.125%
HK$65,723
baseline
▲ 0.50% · 4.625%
HK$69,187
+HK$3,464/mo
Deposit HK$1.37M · loan HK$12.29M · min. income ≈ HK$131,446/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,087 · Scale 2, in force from 26 Feb 2026)