LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,141
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,110
−HK$984/mo
Today · 4.125%
HK$33,094
baseline
▲ 0.50% · 4.625%
HK$35,108
+HK$2,014/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$66,188/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$512,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,644
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,573
−HK$943/mo
Today · 4.125%
HK$36,516
baseline
▲ 0.50% · 4.625%
HK$38,441
+HK$1,925/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$73,032/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$512,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,369
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,532
−HK$1,181/mo
Today · 4.125%
HK$39,713
baseline
▲ 0.50% · 4.625%
HK$42,129
+HK$2,416/mo
Deposit HK$5.46M · loan HK$8.19M · min. income ≈ HK$79,426/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$512,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,573
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,688
−HK$1,131/mo
Today · 4.125%
HK$43,819
baseline
▲ 0.50% · 4.625%
HK$46,129
+HK$2,310/mo
Deposit HK$5.46M · loan HK$8.19M · min. income ≈ HK$87,638/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$512,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,598
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$44,954
−HK$1,378/mo
Today · 4.125%
HK$46,332
baseline
▲ 0.50% · 4.625%
HK$49,151
+HK$2,819/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$92,664/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,502
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$49,803
−HK$1,319/mo
Today · 4.125%
HK$51,122
baseline
▲ 0.50% · 4.625%
HK$53,817
+HK$2,695/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$102,244/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,054
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$57,798
−HK$1,771/mo
Today · 4.125%
HK$59,569
baseline
▲ 0.50% · 4.625%
HK$63,194
+HK$3,625/mo
Deposit HK$1.37M · loan HK$12.29M · min. income ≈ HK$119,138/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,360
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,032
−HK$1,697/mo
Today · 4.125%
HK$65,729
baseline
▲ 0.50% · 4.625%
HK$69,193
+HK$3,464/mo
Deposit HK$1.37M · loan HK$12.29M · min. income ≈ HK$131,458/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,133 · Scale 2, in force from 26 Feb 2026)