LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,143
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,111
−HK$985/mo
Today · 4.125%
HK$33,096
baseline
▲ 0.50% · 4.625%
HK$35,109
+HK$2,013/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$66,192/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$512,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,646
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,575
−HK$943/mo
Today · 4.125%
HK$36,518
baseline
▲ 0.50% · 4.625%
HK$38,443
+HK$1,925/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$73,036/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$512,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,371
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,534
−HK$1,181/mo
Today · 4.125%
HK$39,715
baseline
▲ 0.50% · 4.625%
HK$42,131
+HK$2,416/mo
Deposit HK$5.46M · loan HK$8.19M · min. income ≈ HK$79,430/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,575
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,690
−HK$1,131/mo
Today · 4.125%
HK$43,821
baseline
▲ 0.50% · 4.625%
HK$46,131
+HK$2,310/mo
Deposit HK$5.46M · loan HK$8.19M · min. income ≈ HK$87,642/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,600
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$44,956
−HK$1,378/mo
Today · 4.125%
HK$46,334
baseline
▲ 0.50% · 4.625%
HK$49,153
+HK$2,819/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$92,668/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,504
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$49,805
−HK$1,320/mo
Today · 4.125%
HK$51,125
baseline
▲ 0.50% · 4.625%
HK$53,820
+HK$2,695/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$102,250/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,057
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$57,801
−HK$1,771/mo
Today · 4.125%
HK$59,572
baseline
▲ 0.50% · 4.625%
HK$63,197
+HK$3,625/mo
Deposit HK$1.37M · loan HK$12.29M · min. income ≈ HK$119,144/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,363
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,035
−HK$1,697/mo
Today · 4.125%
HK$65,732
baseline
▲ 0.50% · 4.625%
HK$69,197
+HK$3,465/mo
Deposit HK$1.37M · loan HK$12.29M · min. income ≈ HK$131,464/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,158 · Scale 2, in force from 26 Feb 2026)