LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,145
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,113
−HK$985/mo
Today · 4.125%
HK$33,098
baseline
▲ 0.50% · 4.625%
HK$35,112
+HK$2,014/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$66,196/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$512,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,648
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,577
−HK$943/mo
Today · 4.125%
HK$36,520
baseline
▲ 0.50% · 4.625%
HK$38,445
+HK$1,925/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$73,040/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$512,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,374
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,536
−HK$1,181/mo
Today · 4.125%
HK$39,717
baseline
▲ 0.50% · 4.625%
HK$42,134
+HK$2,417/mo
Deposit HK$5.46M · loan HK$8.20M · min. income ≈ HK$79,434/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,578
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,693
−HK$1,131/mo
Today · 4.125%
HK$43,824
baseline
▲ 0.50% · 4.625%
HK$46,134
+HK$2,310/mo
Deposit HK$5.46M · loan HK$8.20M · min. income ≈ HK$87,648/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,602
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$44,959
−HK$1,378/mo
Today · 4.125%
HK$46,337
baseline
▲ 0.50% · 4.625%
HK$49,156
+HK$2,819/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$92,674/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,507
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$49,808
−HK$1,320/mo
Today · 4.125%
HK$51,128
baseline
▲ 0.50% · 4.625%
HK$53,823
+HK$2,695/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$102,256/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,060
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$57,804
−HK$1,772/mo
Today · 4.125%
HK$59,576
baseline
▲ 0.50% · 4.625%
HK$63,201
+HK$3,625/mo
Deposit HK$1.37M · loan HK$12.29M · min. income ≈ HK$119,152/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,367
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,039
−HK$1,697/mo
Today · 4.125%
HK$65,736
baseline
▲ 0.50% · 4.625%
HK$69,201
+HK$3,465/mo
Deposit HK$1.37M · loan HK$12.29M · min. income ≈ HK$131,472/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,190 · Scale 2, in force from 26 Feb 2026)