LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,146
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,114
−HK$985/mo
Today · 4.125%
HK$33,099
baseline
▲ 0.50% · 4.625%
HK$35,113
+HK$2,014/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$66,198/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$512,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,649
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,578
−HK$943/mo
Today · 4.125%
HK$36,521
baseline
▲ 0.50% · 4.625%
HK$38,446
+HK$1,925/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$73,042/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$512,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,375
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,537
−HK$1,181/mo
Today · 4.125%
HK$39,718
baseline
▲ 0.50% · 4.625%
HK$42,135
+HK$2,417/mo
Deposit HK$5.46M · loan HK$8.20M · min. income ≈ HK$79,436/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,579
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,694
−HK$1,131/mo
Today · 4.125%
HK$43,825
baseline
▲ 0.50% · 4.625%
HK$46,135
+HK$2,310/mo
Deposit HK$5.46M · loan HK$8.20M · min. income ≈ HK$87,650/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,604
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$44,960
−HK$1,378/mo
Today · 4.125%
HK$46,338
baseline
▲ 0.50% · 4.625%
HK$49,158
+HK$2,820/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$92,676/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,509
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$49,810
−HK$1,320/mo
Today · 4.125%
HK$51,130
baseline
▲ 0.50% · 4.625%
HK$53,825
+HK$2,695/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$102,260/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,062
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$57,806
−HK$1,772/mo
Today · 4.125%
HK$59,578
baseline
▲ 0.50% · 4.625%
HK$63,203
+HK$3,625/mo
Deposit HK$1.37M · loan HK$12.29M · min. income ≈ HK$119,156/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,368
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$64,041
−HK$1,697/mo
Today · 4.125%
HK$65,738
baseline
▲ 0.50% · 4.625%
HK$69,203
+HK$3,465/mo
Deposit HK$1.37M · loan HK$12.29M · min. income ≈ HK$131,476/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,205 · Scale 2, in force from 26 Feb 2026)