LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,147
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,115
−HK$985/mo
Today · 4.125%
HK$33,100
baseline
▲ 0.50% · 4.625%
HK$35,114
+HK$2,014/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$66,200/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$512,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,650
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,580
−HK$942/mo
Today · 4.125%
HK$36,522
baseline
▲ 0.50% · 4.625%
HK$38,447
+HK$1,925/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$73,044/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$512,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,376
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,539
−HK$1,181/mo
Today · 4.125%
HK$39,720
baseline
▲ 0.50% · 4.625%
HK$42,137
+HK$2,417/mo
Deposit HK$5.46M · loan HK$8.20M · min. income ≈ HK$79,440/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,580
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,696
−HK$1,131/mo
Today · 4.125%
HK$43,827
baseline
▲ 0.50% · 4.625%
HK$46,137
+HK$2,310/mo
Deposit HK$5.46M · loan HK$8.20M · min. income ≈ HK$87,654/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,605
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$44,962
−HK$1,378/mo
Today · 4.125%
HK$46,340
baseline
▲ 0.50% · 4.625%
HK$49,159
+HK$2,819/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$92,680/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,510
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$49,811
−HK$1,320/mo
Today · 4.125%
HK$51,131
baseline
▲ 0.50% · 4.625%
HK$53,826
+HK$2,695/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$102,262/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,064
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$57,808
−HK$1,772/mo
Today · 4.125%
HK$59,580
baseline
▲ 0.50% · 4.625%
HK$63,205
+HK$3,625/mo
Deposit HK$1.37M · loan HK$12.29M · min. income ≈ HK$119,160/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,371
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,043
−HK$1,697/mo
Today · 4.125%
HK$65,740
baseline
▲ 0.50% · 4.625%
HK$69,205
+HK$3,465/mo
Deposit HK$1.37M · loan HK$12.29M · min. income ≈ HK$131,480/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,223 · Scale 2, in force from 26 Feb 2026)