LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,148
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,117
−HK$984/mo
Today · 4.125%
HK$33,101
baseline
▲ 0.50% · 4.625%
HK$35,115
+HK$2,014/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$66,202/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$512,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,652
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,581
−HK$943/mo
Today · 4.125%
HK$36,524
baseline
▲ 0.50% · 4.625%
HK$38,449
+HK$1,925/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$73,048/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$512,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,377
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,540
−HK$1,181/mo
Today · 4.125%
HK$39,721
baseline
▲ 0.50% · 4.625%
HK$42,138
+HK$2,417/mo
Deposit HK$5.46M · loan HK$8.20M · min. income ≈ HK$79,442/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,582
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,697
−HK$1,131/mo
Today · 4.125%
HK$43,828
baseline
▲ 0.50% · 4.625%
HK$46,139
+HK$2,311/mo
Deposit HK$5.46M · loan HK$8.20M · min. income ≈ HK$87,656/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,607
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$44,963
−HK$1,378/mo
Today · 4.125%
HK$46,341
baseline
▲ 0.50% · 4.625%
HK$49,161
+HK$2,820/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$92,682/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,512
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$49,813
−HK$1,320/mo
Today · 4.125%
HK$51,133
baseline
▲ 0.50% · 4.625%
HK$53,828
+HK$2,695/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$102,266/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,066
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$57,810
−HK$1,772/mo
Today · 4.125%
HK$59,582
baseline
▲ 0.50% · 4.625%
HK$63,207
+HK$3,625/mo
Deposit HK$1.37M · loan HK$12.29M · min. income ≈ HK$119,164/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,373
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$64,046
−HK$1,697/mo
Today · 4.125%
HK$65,743
baseline
▲ 0.50% · 4.625%
HK$69,208
+HK$3,465/mo
Deposit HK$1.37M · loan HK$12.29M · min. income ≈ HK$131,486/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,241 · Scale 2, in force from 26 Feb 2026)