LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,150
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,119
−HK$985/mo
Today · 4.125%
HK$33,104
baseline
▲ 0.50% · 4.625%
HK$35,118
+HK$2,014/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$66,208/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$512,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,654
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,584
−HK$943/mo
Today · 4.125%
HK$36,527
baseline
▲ 0.50% · 4.625%
HK$38,452
+HK$1,925/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$73,054/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$512,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,380
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,543
−HK$1,181/mo
Today · 4.125%
HK$39,724
baseline
▲ 0.50% · 4.625%
HK$42,142
+HK$2,418/mo
Deposit HK$5.46M · loan HK$8.20M · min. income ≈ HK$79,448/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,585
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,701
−HK$1,131/mo
Today · 4.125%
HK$43,832
baseline
▲ 0.50% · 4.625%
HK$46,142
+HK$2,310/mo
Deposit HK$5.46M · loan HK$8.20M · min. income ≈ HK$87,664/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,610
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$44,967
−HK$1,378/mo
Today · 4.125%
HK$46,345
baseline
▲ 0.50% · 4.625%
HK$49,165
+HK$2,820/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$92,690/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,516
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$49,817
−HK$1,320/mo
Today · 4.125%
HK$51,137
baseline
▲ 0.50% · 4.625%
HK$53,833
+HK$2,696/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$102,274/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,070
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$57,815
−HK$1,772/mo
Today · 4.125%
HK$59,587
baseline
▲ 0.50% · 4.625%
HK$63,212
+HK$3,625/mo
Deposit HK$1.37M · loan HK$12.29M · min. income ≈ HK$119,174/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,378
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$64,051
−HK$1,697/mo
Today · 4.125%
HK$65,748
baseline
▲ 0.50% · 4.625%
HK$69,214
+HK$3,466/mo
Deposit HK$1.37M · loan HK$12.29M · min. income ≈ HK$131,496/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,283 · Scale 2, in force from 26 Feb 2026)