LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,151
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,120
−HK$985/mo
Today · 4.125%
HK$33,105
baseline
▲ 0.50% · 4.625%
HK$35,119
+HK$2,014/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$66,210/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$512,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,656
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,585
−HK$943/mo
Today · 4.125%
HK$36,528
baseline
▲ 0.50% · 4.625%
HK$38,453
+HK$1,925/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$73,056/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$512,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,382
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,544
−HK$1,182/mo
Today · 4.125%
HK$39,726
baseline
▲ 0.50% · 4.625%
HK$42,143
+HK$2,417/mo
Deposit HK$5.46M · loan HK$8.20M · min. income ≈ HK$79,452/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,587
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,702
−HK$1,132/mo
Today · 4.125%
HK$43,834
baseline
▲ 0.50% · 4.625%
HK$46,144
+HK$2,310/mo
Deposit HK$5.46M · loan HK$8.20M · min. income ≈ HK$87,668/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,612
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$44,969
−HK$1,378/mo
Today · 4.125%
HK$46,347
baseline
▲ 0.50% · 4.625%
HK$49,167
+HK$2,820/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$92,694/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,518
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$49,819
−HK$1,320/mo
Today · 4.125%
HK$51,139
baseline
▲ 0.50% · 4.625%
HK$53,835
+HK$2,696/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$102,278/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,073
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$57,817
−HK$1,772/mo
Today · 4.125%
HK$59,589
baseline
▲ 0.50% · 4.625%
HK$63,215
+HK$3,626/mo
Deposit HK$1.37M · loan HK$12.30M · min. income ≈ HK$119,178/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,380
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$64,053
−HK$1,697/mo
Today · 4.125%
HK$65,750
baseline
▲ 0.50% · 4.625%
HK$69,216
+HK$3,466/mo
Deposit HK$1.37M · loan HK$12.30M · min. income ≈ HK$131,500/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,301 · Scale 2, in force from 26 Feb 2026)