LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,152
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,121
−HK$984/mo
Today · 4.125%
HK$33,105
baseline
▲ 0.50% · 4.625%
HK$35,120
+HK$2,015/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$66,210/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$512,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,656
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,586
−HK$943/mo
Today · 4.125%
HK$36,529
baseline
▲ 0.50% · 4.625%
HK$38,454
+HK$1,925/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$73,058/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$512,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,382
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,545
−HK$1,181/mo
Today · 4.125%
HK$39,726
baseline
▲ 0.50% · 4.625%
HK$42,144
+HK$2,418/mo
Deposit HK$5.46M · loan HK$8.20M · min. income ≈ HK$79,452/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,587
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,703
−HK$1,131/mo
Today · 4.125%
HK$43,834
baseline
▲ 0.50% · 4.625%
HK$46,145
+HK$2,311/mo
Deposit HK$5.46M · loan HK$8.20M · min. income ≈ HK$87,668/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,613
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$44,969
−HK$1,379/mo
Today · 4.125%
HK$46,348
baseline
▲ 0.50% · 4.625%
HK$49,168
+HK$2,820/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$92,696/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,519
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$49,820
−HK$1,320/mo
Today · 4.125%
HK$51,140
baseline
▲ 0.50% · 4.625%
HK$53,836
+HK$2,696/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$102,280/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,073
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$57,818
−HK$1,772/mo
Today · 4.125%
HK$59,590
baseline
▲ 0.50% · 4.625%
HK$63,216
+HK$3,626/mo
Deposit HK$1.37M · loan HK$12.30M · min. income ≈ HK$119,180/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,381
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$64,054
−HK$1,697/mo
Today · 4.125%
HK$65,751
baseline
▲ 0.50% · 4.625%
HK$69,217
+HK$3,466/mo
Deposit HK$1.37M · loan HK$12.30M · min. income ≈ HK$131,502/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,310 · Scale 2, in force from 26 Feb 2026)