LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,154
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,123
−HK$985/mo
Today · 4.125%
HK$33,108
baseline
▲ 0.50% · 4.625%
HK$35,122
+HK$2,014/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$66,216/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$512,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,659
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,588
−HK$943/mo
Today · 4.125%
HK$36,531
baseline
▲ 0.50% · 4.625%
HK$38,457
+HK$1,926/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$73,062/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$512,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,385
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,548
−HK$1,181/mo
Today · 4.125%
HK$39,729
baseline
▲ 0.50% · 4.625%
HK$42,147
+HK$2,418/mo
Deposit HK$5.47M · loan HK$8.20M · min. income ≈ HK$79,458/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,591
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,706
−HK$1,132/mo
Today · 4.125%
HK$43,838
baseline
▲ 0.50% · 4.625%
HK$46,148
+HK$2,310/mo
Deposit HK$5.47M · loan HK$8.20M · min. income ≈ HK$87,676/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,616
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$44,973
−HK$1,378/mo
Today · 4.125%
HK$46,351
baseline
▲ 0.50% · 4.625%
HK$49,171
+HK$2,820/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$92,702/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,522
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$49,824
−HK$1,320/mo
Today · 4.125%
HK$51,144
baseline
▲ 0.50% · 4.625%
HK$53,840
+HK$2,696/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$102,288/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,078
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$57,822
−HK$1,772/mo
Today · 4.125%
HK$59,594
baseline
▲ 0.50% · 4.625%
HK$63,220
+HK$3,626/mo
Deposit HK$1.37M · loan HK$12.30M · min. income ≈ HK$119,188/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,386
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$64,059
−HK$1,697/mo
Today · 4.125%
HK$65,756
baseline
▲ 0.50% · 4.625%
HK$69,222
+HK$3,466/mo
Deposit HK$1.37M · loan HK$12.30M · min. income ≈ HK$131,512/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,348 · Scale 2, in force from 26 Feb 2026)