LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,156
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,125
−HK$985/mo
Today · 4.125%
HK$33,110
baseline
▲ 0.50% · 4.625%
HK$35,125
+HK$2,015/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$66,220/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$512,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,661
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,590
−HK$943/mo
Today · 4.125%
HK$36,533
baseline
▲ 0.50% · 4.625%
HK$38,459
+HK$1,926/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$73,066/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$512,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,387
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,550
−HK$1,182/mo
Today · 4.125%
HK$39,732
baseline
▲ 0.50% · 4.625%
HK$42,149
+HK$2,417/mo
Deposit HK$5.47M · loan HK$8.20M · min. income ≈ HK$79,464/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,593
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,709
−HK$1,131/mo
Today · 4.125%
HK$43,840
baseline
▲ 0.50% · 4.625%
HK$46,151
+HK$2,311/mo
Deposit HK$5.47M · loan HK$8.20M · min. income ≈ HK$87,680/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,619
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$44,975
−HK$1,379/mo
Today · 4.125%
HK$46,354
baseline
▲ 0.50% · 4.625%
HK$49,174
+HK$2,820/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$92,708/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,525
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$49,827
−HK$1,320/mo
Today · 4.125%
HK$51,147
baseline
▲ 0.50% · 4.625%
HK$53,843
+HK$2,696/mo
Deposit HK$4.10M · loan HK$9.56M · min. income ≈ HK$102,294/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,081
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$57,825
−HK$1,773/mo
Today · 4.125%
HK$59,598
baseline
▲ 0.50% · 4.625%
HK$63,224
+HK$3,626/mo
Deposit HK$1.37M · loan HK$12.30M · min. income ≈ HK$119,196/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,390
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$64,063
−HK$1,697/mo
Today · 4.125%
HK$65,760
baseline
▲ 0.50% · 4.625%
HK$69,227
+HK$3,467/mo
Deposit HK$1.37M · loan HK$12.30M · min. income ≈ HK$131,520/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,379 · Scale 2, in force from 26 Feb 2026)