LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,158
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,127
−HK$985/mo
Today · 4.125%
HK$33,112
baseline
▲ 0.50% · 4.625%
HK$35,127
+HK$2,015/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$66,224/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$512,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,663
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,593
−HK$943/mo
Today · 4.125%
HK$36,536
baseline
▲ 0.50% · 4.625%
HK$38,462
+HK$1,926/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$73,072/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$512,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,390
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,553
−HK$1,182/mo
Today · 4.125%
HK$39,735
baseline
▲ 0.50% · 4.625%
HK$42,152
+HK$2,417/mo
Deposit HK$5.47M · loan HK$8.20M · min. income ≈ HK$79,470/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,596
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,712
−HK$1,131/mo
Today · 4.125%
HK$43,843
baseline
▲ 0.50% · 4.625%
HK$46,154
+HK$2,311/mo
Deposit HK$5.47M · loan HK$8.20M · min. income ≈ HK$87,686/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,622
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$44,978
−HK$1,379/mo
Today · 4.125%
HK$46,357
baseline
▲ 0.50% · 4.625%
HK$49,178
+HK$2,821/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$92,714/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,529
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$49,830
−HK$1,320/mo
Today · 4.125%
HK$51,150
baseline
▲ 0.50% · 4.625%
HK$53,847
+HK$2,697/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$102,300/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,085
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$57,829
−HK$1,773/mo
Today · 4.125%
HK$59,602
baseline
▲ 0.50% · 4.625%
HK$63,229
+HK$3,627/mo
Deposit HK$1.37M · loan HK$12.30M · min. income ≈ HK$119,204/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,394
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$64,067
−HK$1,698/mo
Today · 4.125%
HK$65,765
baseline
▲ 0.50% · 4.625%
HK$69,231
+HK$3,466/mo
Deposit HK$1.37M · loan HK$12.30M · min. income ≈ HK$131,530/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,415 · Scale 2, in force from 26 Feb 2026)