LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,160
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,129
−HK$985/mo
Today · 4.125%
HK$33,114
baseline
▲ 0.50% · 4.625%
HK$35,128
+HK$2,014/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$66,228/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$512,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,665
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,594
−HK$944/mo
Today · 4.125%
HK$36,538
baseline
▲ 0.50% · 4.625%
HK$38,464
+HK$1,926/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$73,076/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$512,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,392
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,555
−HK$1,181/mo
Today · 4.125%
HK$39,736
baseline
▲ 0.50% · 4.625%
HK$42,154
+HK$2,418/mo
Deposit HK$5.47M · loan HK$8.20M · min. income ≈ HK$79,472/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,598
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,713
−HK$1,132/mo
Today · 4.125%
HK$43,845
baseline
▲ 0.50% · 4.625%
HK$46,156
+HK$2,311/mo
Deposit HK$5.47M · loan HK$8.20M · min. income ≈ HK$87,690/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,623
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$44,980
−HK$1,379/mo
Today · 4.125%
HK$46,359
baseline
▲ 0.50% · 4.625%
HK$49,180
+HK$2,821/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$92,718/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,531
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$49,832
−HK$1,321/mo
Today · 4.125%
HK$51,153
baseline
▲ 0.50% · 4.625%
HK$53,849
+HK$2,696/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$102,306/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,087
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$57,832
−HK$1,772/mo
Today · 4.125%
HK$59,604
baseline
▲ 0.50% · 4.625%
HK$63,231
+HK$3,627/mo
Deposit HK$1.37M · loan HK$12.30M · min. income ≈ HK$119,208/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,397
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$64,070
−HK$1,698/mo
Today · 4.125%
HK$65,768
baseline
▲ 0.50% · 4.625%
HK$69,234
+HK$3,466/mo
Deposit HK$1.37M · loan HK$12.30M · min. income ≈ HK$131,536/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,436 · Scale 2, in force from 26 Feb 2026)