LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,160
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,130
−HK$984/mo
Today · 4.125%
HK$33,114
baseline
▲ 0.50% · 4.625%
HK$35,129
+HK$2,015/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$66,228/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,666
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,595
−HK$944/mo
Today · 4.125%
HK$36,539
baseline
▲ 0.50% · 4.625%
HK$38,465
+HK$1,926/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$73,078/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,393
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,556
−HK$1,181/mo
Today · 4.125%
HK$39,737
baseline
▲ 0.50% · 4.625%
HK$42,155
+HK$2,418/mo
Deposit HK$5.47M · loan HK$8.20M · min. income ≈ HK$79,474/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,599
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,714
−HK$1,132/mo
Today · 4.125%
HK$43,846
baseline
▲ 0.50% · 4.625%
HK$46,157
+HK$2,311/mo
Deposit HK$5.47M · loan HK$8.20M · min. income ≈ HK$87,692/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,625
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$44,982
−HK$1,378/mo
Today · 4.125%
HK$46,360
baseline
▲ 0.50% · 4.625%
HK$49,181
+HK$2,821/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$92,720/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,532
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$49,834
−HK$1,320/mo
Today · 4.125%
HK$51,154
baseline
▲ 0.50% · 4.625%
HK$53,850
+HK$2,696/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$102,308/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,089
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$57,833
−HK$1,773/mo
Today · 4.125%
HK$59,606
baseline
▲ 0.50% · 4.625%
HK$63,233
+HK$3,627/mo
Deposit HK$1.37M · loan HK$12.30M · min. income ≈ HK$119,212/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,398
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$64,072
−HK$1,697/mo
Today · 4.125%
HK$65,769
baseline
▲ 0.50% · 4.625%
HK$69,236
+HK$3,467/mo
Deposit HK$1.37M · loan HK$12.30M · min. income ≈ HK$131,538/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,450 · Scale 2, in force from 26 Feb 2026)