LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,161
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,131
−HK$984/mo
Today · 4.125%
HK$33,115
baseline
▲ 0.50% · 4.625%
HK$35,130
+HK$2,015/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$66,230/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,667
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,596
−HK$943/mo
Today · 4.125%
HK$36,539
baseline
▲ 0.50% · 4.625%
HK$38,466
+HK$1,927/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$73,078/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,393
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,557
−HK$1,181/mo
Today · 4.125%
HK$39,738
baseline
▲ 0.50% · 4.625%
HK$42,156
+HK$2,418/mo
Deposit HK$5.47M · loan HK$8.20M · min. income ≈ HK$79,476/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,600
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,716
−HK$1,131/mo
Today · 4.125%
HK$43,847
baseline
▲ 0.50% · 4.625%
HK$46,159
+HK$2,312/mo
Deposit HK$5.47M · loan HK$8.20M · min. income ≈ HK$87,694/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,626
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$44,983
−HK$1,378/mo
Today · 4.125%
HK$46,361
baseline
▲ 0.50% · 4.625%
HK$49,182
+HK$2,821/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$92,722/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,533
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$49,835
−HK$1,320/mo
Today · 4.125%
HK$51,155
baseline
▲ 0.50% · 4.625%
HK$53,852
+HK$2,697/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$102,310/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,090
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$57,835
−HK$1,773/mo
Today · 4.125%
HK$59,608
baseline
▲ 0.50% · 4.625%
HK$63,235
+HK$3,627/mo
Deposit HK$1.37M · loan HK$12.30M · min. income ≈ HK$119,216/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,400
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$64,073
−HK$1,698/mo
Today · 4.125%
HK$65,771
baseline
▲ 0.50% · 4.625%
HK$69,238
+HK$3,467/mo
Deposit HK$1.37M · loan HK$12.30M · min. income ≈ HK$131,542/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,463 · Scale 2, in force from 26 Feb 2026)