LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,162
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,131
−HK$985/mo
Today · 4.125%
HK$33,116
baseline
▲ 0.50% · 4.625%
HK$35,131
+HK$2,015/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$66,232/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,667
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,597
−HK$943/mo
Today · 4.125%
HK$36,540
baseline
▲ 0.50% · 4.625%
HK$38,466
+HK$1,926/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$73,080/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,394
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,557
−HK$1,182/mo
Today · 4.125%
HK$39,739
baseline
▲ 0.50% · 4.625%
HK$42,157
+HK$2,418/mo
Deposit HK$5.47M · loan HK$8.20M · min. income ≈ HK$79,478/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,601
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,716
−HK$1,132/mo
Today · 4.125%
HK$43,848
baseline
▲ 0.50% · 4.625%
HK$46,159
+HK$2,311/mo
Deposit HK$5.47M · loan HK$8.20M · min. income ≈ HK$87,696/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,626
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$44,983
−HK$1,379/mo
Today · 4.125%
HK$46,362
baseline
▲ 0.50% · 4.625%
HK$49,183
+HK$2,821/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$92,724/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,534
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$49,836
−HK$1,320/mo
Today · 4.125%
HK$51,156
baseline
▲ 0.50% · 4.625%
HK$53,853
+HK$2,697/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$102,312/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,091
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$57,836
−HK$1,773/mo
Today · 4.125%
HK$59,609
baseline
▲ 0.50% · 4.625%
HK$63,236
+HK$3,627/mo
Deposit HK$1.37M · loan HK$12.30M · min. income ≈ HK$119,218/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,401
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$64,074
−HK$1,698/mo
Today · 4.125%
HK$65,772
baseline
▲ 0.50% · 4.625%
HK$69,239
+HK$3,467/mo
Deposit HK$1.37M · loan HK$12.30M · min. income ≈ HK$131,544/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,472 · Scale 2, in force from 26 Feb 2026)