LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,169
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,138
−HK$985/mo
Today · 4.125%
HK$33,123
baseline
▲ 0.50% · 4.625%
HK$35,139
+HK$2,016/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$66,246/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,675
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,605
−HK$943/mo
Today · 4.125%
HK$36,548
baseline
▲ 0.50% · 4.625%
HK$38,475
+HK$1,927/mo
Deposit HK$6.83M · loan HK$6.83M · min. income ≈ HK$73,096/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,403
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,566
−HK$1,182/mo
Today · 4.125%
HK$39,748
baseline
▲ 0.50% · 4.625%
HK$42,167
+HK$2,419/mo
Deposit HK$5.47M · loan HK$8.20M · min. income ≈ HK$79,496/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,610
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,726
−HK$1,132/mo
Today · 4.125%
HK$43,858
baseline
▲ 0.50% · 4.625%
HK$46,170
+HK$2,312/mo
Deposit HK$5.47M · loan HK$8.20M · min. income ≈ HK$87,716/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,636
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$44,994
−HK$1,379/mo
Today · 4.125%
HK$46,373
baseline
▲ 0.50% · 4.625%
HK$49,194
+HK$2,821/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$92,746/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,545
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$49,847
−HK$1,321/mo
Today · 4.125%
HK$51,168
baseline
▲ 0.50% · 4.625%
HK$53,865
+HK$2,697/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$102,336/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,104
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$57,849
−HK$1,773/mo
Today · 4.125%
HK$59,622
baseline
▲ 0.50% · 4.625%
HK$63,250
+HK$3,628/mo
Deposit HK$1.37M · loan HK$12.30M · min. income ≈ HK$119,244/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,415
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$64,089
−HK$1,698/mo
Today · 4.125%
HK$65,787
baseline
▲ 0.50% · 4.625%
HK$69,255
+HK$3,468/mo
Deposit HK$1.37M · loan HK$12.30M · min. income ≈ HK$131,574/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,587 · Scale 2, in force from 26 Feb 2026)