LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,175
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,145
−HK$985/mo
Today · 4.125%
HK$33,130
baseline
▲ 0.50% · 4.625%
HK$35,146
+HK$2,016/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,260/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,682
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,612
−HK$944/mo
Today · 4.125%
HK$36,556
baseline
▲ 0.50% · 4.625%
HK$38,483
+HK$1,927/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,112/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,410
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$38,574
−HK$1,182/mo
Today · 4.125%
HK$39,756
baseline
▲ 0.50% · 4.625%
HK$42,175
+HK$2,419/mo
Deposit HK$5.47M · loan HK$8.20M · min. income ≈ HK$79,512/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,618
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,735
−HK$1,132/mo
Today · 4.125%
HK$43,867
baseline
▲ 0.50% · 4.625%
HK$46,179
+HK$2,312/mo
Deposit HK$5.47M · loan HK$8.20M · min. income ≈ HK$87,734/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,645
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$45,003
−HK$1,379/mo
Today · 4.125%
HK$46,382
baseline
▲ 0.50% · 4.625%
HK$49,204
+HK$2,822/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$92,764/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,555
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$49,857
−HK$1,321/mo
Today · 4.125%
HK$51,178
baseline
▲ 0.50% · 4.625%
HK$53,876
+HK$2,698/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$102,356/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,115
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$57,861
−HK$1,773/mo
Today · 4.125%
HK$59,634
baseline
▲ 0.50% · 4.625%
HK$63,263
+HK$3,629/mo
Deposit HK$1.37M · loan HK$12.30M · min. income ≈ HK$119,268/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,428
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$64,102
−HK$1,698/mo
Today · 4.125%
HK$65,800
baseline
▲ 0.50% · 4.625%
HK$69,269
+HK$3,469/mo
Deposit HK$1.37M · loan HK$12.30M · min. income ≈ HK$131,600/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,692 · Scale 2, in force from 26 Feb 2026)