LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,176
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,145
−HK$985/mo
Today · 4.125%
HK$33,130
baseline
▲ 0.50% · 4.625%
HK$35,146
+HK$2,016/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,260/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,682
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,613
−HK$943/mo
Today · 4.125%
HK$36,556
baseline
▲ 0.50% · 4.625%
HK$38,483
+HK$1,927/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,112/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,411
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$38,574
−HK$1,183/mo
Today · 4.125%
HK$39,757
baseline
▲ 0.50% · 4.625%
HK$42,176
+HK$2,419/mo
Deposit HK$5.47M · loan HK$8.20M · min. income ≈ HK$79,514/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,619
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,735
−HK$1,132/mo
Today · 4.125%
HK$43,867
baseline
▲ 0.50% · 4.625%
HK$46,180
+HK$2,313/mo
Deposit HK$5.47M · loan HK$8.20M · min. income ≈ HK$87,734/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,646
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$45,003
−HK$1,380/mo
Today · 4.125%
HK$46,383
baseline
▲ 0.50% · 4.625%
HK$49,205
+HK$2,822/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$92,766/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,555
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,858
−HK$1,321/mo
Today · 4.125%
HK$51,179
baseline
▲ 0.50% · 4.625%
HK$53,876
+HK$2,697/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$102,358/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,116
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$57,861
−HK$1,774/mo
Today · 4.125%
HK$59,635
baseline
▲ 0.50% · 4.625%
HK$63,264
+HK$3,629/mo
Deposit HK$1.37M · loan HK$12.30M · min. income ≈ HK$119,270/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,428
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$64,103
−HK$1,698/mo
Today · 4.125%
HK$65,801
baseline
▲ 0.50% · 4.625%
HK$69,270
+HK$3,469/mo
Deposit HK$1.37M · loan HK$12.30M · min. income ≈ HK$131,602/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,698 · Scale 2, in force from 26 Feb 2026)