LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,176
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,146
−HK$986/mo
Today · 4.125%
HK$33,132
baseline
▲ 0.50% · 4.625%
HK$35,147
+HK$2,015/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,264/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,684
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,614
−HK$943/mo
Today · 4.125%
HK$36,557
baseline
▲ 0.50% · 4.625%
HK$38,484
+HK$1,927/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,114/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,412
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$38,575
−HK$1,183/mo
Today · 4.125%
HK$39,758
baseline
▲ 0.50% · 4.625%
HK$42,177
+HK$2,419/mo
Deposit HK$5.47M · loan HK$8.20M · min. income ≈ HK$79,516/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,620
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,736
−HK$1,133/mo
Today · 4.125%
HK$43,869
baseline
▲ 0.50% · 4.625%
HK$46,181
+HK$2,312/mo
Deposit HK$5.47M · loan HK$8.20M · min. income ≈ HK$87,738/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,647
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$45,005
−HK$1,379/mo
Today · 4.125%
HK$46,384
baseline
▲ 0.50% · 4.625%
HK$49,206
+HK$2,822/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$92,768/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,557
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$49,859
−HK$1,321/mo
Today · 4.125%
HK$51,180
baseline
▲ 0.50% · 4.625%
HK$53,878
+HK$2,698/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$102,360/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,118
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$57,863
−HK$1,774/mo
Today · 4.125%
HK$59,637
baseline
▲ 0.50% · 4.625%
HK$63,265
+HK$3,628/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$119,274/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,430
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$64,105
−HK$1,698/mo
Today · 4.125%
HK$65,803
baseline
▲ 0.50% · 4.625%
HK$69,272
+HK$3,469/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$131,606/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,714 · Scale 2, in force from 26 Feb 2026)