LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,178
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,147
−HK$986/mo
Today · 4.125%
HK$33,133
baseline
▲ 0.50% · 4.625%
HK$35,149
+HK$2,016/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,266/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,685
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,615
−HK$944/mo
Today · 4.125%
HK$36,559
baseline
▲ 0.50% · 4.625%
HK$38,486
+HK$1,927/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,118/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,413
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$38,577
−HK$1,182/mo
Today · 4.125%
HK$39,759
baseline
▲ 0.50% · 4.625%
HK$42,179
+HK$2,420/mo
Deposit HK$5.47M · loan HK$8.20M · min. income ≈ HK$79,518/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,622
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,738
−HK$1,132/mo
Today · 4.125%
HK$43,870
baseline
▲ 0.50% · 4.625%
HK$46,183
+HK$2,313/mo
Deposit HK$5.47M · loan HK$8.20M · min. income ≈ HK$87,740/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,649
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$45,006
−HK$1,380/mo
Today · 4.125%
HK$46,386
baseline
▲ 0.50% · 4.625%
HK$49,208
+HK$2,822/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$92,772/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,559
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$49,861
−HK$1,321/mo
Today · 4.125%
HK$51,182
baseline
▲ 0.50% · 4.625%
HK$53,880
+HK$2,698/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$102,364/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,120
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$57,865
−HK$1,774/mo
Today · 4.125%
HK$59,639
baseline
▲ 0.50% · 4.625%
HK$63,268
+HK$3,629/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$119,278/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,433
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$64,107
−HK$1,699/mo
Today · 4.125%
HK$65,806
baseline
▲ 0.50% · 4.625%
HK$69,274
+HK$3,468/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$131,612/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,733 · Scale 2, in force from 26 Feb 2026)