LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,178
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,148
−HK$985/mo
Today · 4.125%
HK$33,133
baseline
▲ 0.50% · 4.625%
HK$35,149
+HK$2,016/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,266/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,685
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,616
−HK$943/mo
Today · 4.125%
HK$36,559
baseline
▲ 0.50% · 4.625%
HK$38,487
+HK$1,928/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,118/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,414
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$38,578
−HK$1,182/mo
Today · 4.125%
HK$39,760
baseline
▲ 0.50% · 4.625%
HK$42,179
+HK$2,419/mo
Deposit HK$5.47M · loan HK$8.20M · min. income ≈ HK$79,520/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,623
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,739
−HK$1,132/mo
Today · 4.125%
HK$43,871
baseline
▲ 0.50% · 4.625%
HK$46,184
+HK$2,313/mo
Deposit HK$5.47M · loan HK$8.20M · min. income ≈ HK$87,742/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,650
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$45,007
−HK$1,380/mo
Today · 4.125%
HK$46,387
baseline
▲ 0.50% · 4.625%
HK$49,209
+HK$2,822/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$92,774/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,560
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$49,862
−HK$1,321/mo
Today · 4.125%
HK$51,183
baseline
▲ 0.50% · 4.625%
HK$53,881
+HK$2,698/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$102,366/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,121
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$57,867
−HK$1,773/mo
Today · 4.125%
HK$59,640
baseline
▲ 0.50% · 4.625%
HK$63,269
+HK$3,629/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$119,280/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,434
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$64,108
−HK$1,699/mo
Today · 4.125%
HK$65,807
baseline
▲ 0.50% · 4.625%
HK$69,276
+HK$3,469/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$131,614/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,743 · Scale 2, in force from 26 Feb 2026)