LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,179
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,149
−HK$986/mo
Today · 4.125%
HK$33,135
baseline
▲ 0.50% · 4.625%
HK$35,151
+HK$2,016/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,270/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,687
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,617
−HK$944/mo
Today · 4.125%
HK$36,561
baseline
▲ 0.50% · 4.625%
HK$38,488
+HK$1,927/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,122/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,415
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,579
−HK$1,183/mo
Today · 4.125%
HK$39,762
baseline
▲ 0.50% · 4.625%
HK$42,181
+HK$2,419/mo
Deposit HK$5.47M · loan HK$8.20M · min. income ≈ HK$79,524/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,624
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,740
−HK$1,133/mo
Today · 4.125%
HK$43,873
baseline
▲ 0.50% · 4.625%
HK$46,186
+HK$2,313/mo
Deposit HK$5.47M · loan HK$8.20M · min. income ≈ HK$87,746/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,651
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$45,009
−HK$1,379/mo
Today · 4.125%
HK$46,388
baseline
▲ 0.50% · 4.625%
HK$49,211
+HK$2,823/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$92,776/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,561
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,864
−HK$1,321/mo
Today · 4.125%
HK$51,185
baseline
▲ 0.50% · 4.625%
HK$53,883
+HK$2,698/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$102,370/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,123
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$57,869
−HK$1,773/mo
Today · 4.125%
HK$59,642
baseline
▲ 0.50% · 4.625%
HK$63,271
+HK$3,629/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$119,284/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,436
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$64,111
−HK$1,698/mo
Today · 4.125%
HK$65,809
baseline
▲ 0.50% · 4.625%
HK$69,278
+HK$3,469/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$131,618/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,762 · Scale 2, in force from 26 Feb 2026)