LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,180
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,149
−HK$986/mo
Today · 4.125%
HK$33,135
baseline
▲ 0.50% · 4.625%
HK$35,151
+HK$2,016/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,270/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,687
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,617
−HK$944/mo
Today · 4.125%
HK$36,561
baseline
▲ 0.50% · 4.625%
HK$38,488
+HK$1,927/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,122/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,415
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,579
−HK$1,183/mo
Today · 4.125%
HK$39,762
baseline
▲ 0.50% · 4.625%
HK$42,181
+HK$2,419/mo
Deposit HK$5.47M · loan HK$8.20M · min. income ≈ HK$79,524/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,624
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,741
−HK$1,132/mo
Today · 4.125%
HK$43,873
baseline
▲ 0.50% · 4.625%
HK$46,186
+HK$2,313/mo
Deposit HK$5.47M · loan HK$8.20M · min. income ≈ HK$87,746/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,651
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$45,009
−HK$1,380/mo
Today · 4.125%
HK$46,389
baseline
▲ 0.50% · 4.625%
HK$49,211
+HK$2,822/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$92,778/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,562
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$49,864
−HK$1,321/mo
Today · 4.125%
HK$51,185
baseline
▲ 0.50% · 4.625%
HK$53,883
+HK$2,698/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$102,370/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,123
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$57,869
−HK$1,774/mo
Today · 4.125%
HK$59,643
baseline
▲ 0.50% · 4.625%
HK$63,272
+HK$3,629/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$119,286/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,436
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$64,111
−HK$1,699/mo
Today · 4.125%
HK$65,810
baseline
▲ 0.50% · 4.625%
HK$69,279
+HK$3,469/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$131,620/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,764 · Scale 2, in force from 26 Feb 2026)