LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,180
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,150
−HK$985/mo
Today · 4.125%
HK$33,135
baseline
▲ 0.50% · 4.625%
HK$35,151
+HK$2,016/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,270/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,687
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,618
−HK$943/mo
Today · 4.125%
HK$36,561
baseline
▲ 0.50% · 4.625%
HK$38,489
+HK$1,928/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,122/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,416
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$38,580
−HK$1,182/mo
Today · 4.125%
HK$39,762
baseline
▲ 0.50% · 4.625%
HK$42,182
+HK$2,420/mo
Deposit HK$5.47M · loan HK$8.20M · min. income ≈ HK$79,524/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,625
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,741
−HK$1,133/mo
Today · 4.125%
HK$43,874
baseline
▲ 0.50% · 4.625%
HK$46,186
+HK$2,312/mo
Deposit HK$5.47M · loan HK$8.20M · min. income ≈ HK$87,748/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,652
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$45,010
−HK$1,379/mo
Today · 4.125%
HK$46,389
baseline
▲ 0.50% · 4.625%
HK$49,212
+HK$2,823/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$92,778/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,562
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,865
−HK$1,321/mo
Today · 4.125%
HK$51,186
baseline
▲ 0.50% · 4.625%
HK$53,884
+HK$2,698/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$102,372/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$512,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,124
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$57,870
−HK$1,773/mo
Today · 4.125%
HK$59,643
baseline
▲ 0.50% · 4.625%
HK$63,273
+HK$3,630/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$119,286/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,437
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$64,112
−HK$1,699/mo
Today · 4.125%
HK$65,811
baseline
▲ 0.50% · 4.625%
HK$69,280
+HK$3,469/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$131,622/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,772 · Scale 2, in force from 26 Feb 2026)