LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,181
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,151
−HK$986/mo
Today · 4.125%
HK$33,137
baseline
▲ 0.50% · 4.625%
HK$35,153
+HK$2,016/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,274/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,689
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,619
−HK$944/mo
Today · 4.125%
HK$36,563
baseline
▲ 0.50% · 4.625%
HK$38,490
+HK$1,927/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,126/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,417
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,581
−HK$1,183/mo
Today · 4.125%
HK$39,764
baseline
▲ 0.50% · 4.625%
HK$42,183
+HK$2,419/mo
Deposit HK$5.47M · loan HK$8.20M · min. income ≈ HK$79,528/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,627
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,743
−HK$1,133/mo
Today · 4.125%
HK$43,876
baseline
▲ 0.50% · 4.625%
HK$46,188
+HK$2,312/mo
Deposit HK$5.47M · loan HK$8.20M · min. income ≈ HK$87,752/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,654
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$45,012
−HK$1,379/mo
Today · 4.125%
HK$46,391
baseline
▲ 0.50% · 4.625%
HK$49,214
+HK$2,823/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$92,782/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$512,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,564
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,867
−HK$1,321/mo
Today · 4.125%
HK$51,188
baseline
▲ 0.50% · 4.625%
HK$53,886
+HK$2,698/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$102,376/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$512,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,126
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$57,872
−HK$1,774/mo
Today · 4.125%
HK$59,646
baseline
▲ 0.50% · 4.625%
HK$63,275
+HK$3,629/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$119,292/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,440
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$64,114
−HK$1,699/mo
Today · 4.125%
HK$65,813
baseline
▲ 0.50% · 4.625%
HK$69,282
+HK$3,469/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$131,626/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,792 · Scale 2, in force from 26 Feb 2026)