LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,183
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,152
−HK$986/mo
Today · 4.125%
HK$33,138
baseline
▲ 0.50% · 4.625%
HK$35,154
+HK$2,016/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,276/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,690
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,621
−HK$943/mo
Today · 4.125%
HK$36,564
baseline
▲ 0.50% · 4.625%
HK$38,492
+HK$1,928/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,128/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,419
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,583
−HK$1,183/mo
Today · 4.125%
HK$39,766
baseline
▲ 0.50% · 4.625%
HK$42,185
+HK$2,419/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$79,532/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,628
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,745
−HK$1,132/mo
Today · 4.125%
HK$43,877
baseline
▲ 0.50% · 4.625%
HK$46,190
+HK$2,313/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$87,754/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,656
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$45,013
−HK$1,380/mo
Today · 4.125%
HK$46,393
baseline
▲ 0.50% · 4.625%
HK$49,216
+HK$2,823/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$92,786/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$512,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,566
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,869
−HK$1,321/mo
Today · 4.125%
HK$51,190
baseline
▲ 0.50% · 4.625%
HK$53,889
+HK$2,699/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$102,380/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$512,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,129
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$57,874
−HK$1,774/mo
Today · 4.125%
HK$59,648
baseline
▲ 0.50% · 4.625%
HK$63,278
+HK$3,630/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$119,296/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,442
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$64,117
−HK$1,699/mo
Today · 4.125%
HK$65,816
baseline
▲ 0.50% · 4.625%
HK$69,285
+HK$3,469/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$131,632/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,813 · Scale 2, in force from 26 Feb 2026)