LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,184
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,154
−HK$985/mo
Today · 4.125%
HK$33,139
baseline
▲ 0.50% · 4.625%
HK$35,156
+HK$2,017/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,278/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,692
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,622
−HK$944/mo
Today · 4.125%
HK$36,566
baseline
▲ 0.50% · 4.625%
HK$38,493
+HK$1,927/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,132/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,420
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,584
−HK$1,183/mo
Today · 4.125%
HK$39,767
baseline
▲ 0.50% · 4.625%
HK$42,187
+HK$2,420/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$79,534/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,630
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,746
−HK$1,133/mo
Today · 4.125%
HK$43,879
baseline
▲ 0.50% · 4.625%
HK$46,192
+HK$2,313/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$87,758/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,657
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$45,015
−HK$1,380/mo
Today · 4.125%
HK$46,395
baseline
▲ 0.50% · 4.625%
HK$49,218
+HK$2,823/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$92,790/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$512,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,568
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,871
−HK$1,321/mo
Today · 4.125%
HK$51,192
baseline
▲ 0.50% · 4.625%
HK$53,891
+HK$2,699/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$102,384/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$512,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,131
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$57,877
−HK$1,774/mo
Today · 4.125%
HK$59,651
baseline
▲ 0.50% · 4.625%
HK$63,280
+HK$3,629/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$119,302/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,445
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$64,120
−HK$1,699/mo
Today · 4.125%
HK$65,819
baseline
▲ 0.50% · 4.625%
HK$69,288
+HK$3,469/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$131,638/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,833 · Scale 2, in force from 26 Feb 2026)