LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,184
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,154
−HK$986/mo
Today · 4.125%
HK$33,140
baseline
▲ 0.50% · 4.625%
HK$35,156
+HK$2,016/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,280/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,692
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,622
−HK$944/mo
Today · 4.125%
HK$36,566
baseline
▲ 0.50% · 4.625%
HK$38,494
+HK$1,928/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,132/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,421
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,585
−HK$1,183/mo
Today · 4.125%
HK$39,768
baseline
▲ 0.50% · 4.625%
HK$42,187
+HK$2,419/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$79,536/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,630
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,747
−HK$1,133/mo
Today · 4.125%
HK$43,880
baseline
▲ 0.50% · 4.625%
HK$46,193
+HK$2,313/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$87,760/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,658
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$45,016
−HK$1,379/mo
Today · 4.125%
HK$46,395
baseline
▲ 0.50% · 4.625%
HK$49,219
+HK$2,824/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$92,790/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$512,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,569
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,871
−HK$1,322/mo
Today · 4.125%
HK$51,193
baseline
▲ 0.50% · 4.625%
HK$53,891
+HK$2,698/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$102,386/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$512,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,131
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$57,877
−HK$1,774/mo
Today · 4.125%
HK$59,651
baseline
▲ 0.50% · 4.625%
HK$63,281
+HK$3,630/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$119,302/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,446
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$64,120
−HK$1,699/mo
Today · 4.125%
HK$65,819
baseline
▲ 0.50% · 4.625%
HK$69,289
+HK$3,470/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$131,638/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,840 · Scale 2, in force from 26 Feb 2026)