LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,185
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,155
−HK$986/mo
Today · 4.125%
HK$33,141
baseline
▲ 0.50% · 4.625%
HK$35,157
+HK$2,016/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,282/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,693
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,624
−HK$944/mo
Today · 4.125%
HK$36,568
baseline
▲ 0.50% · 4.625%
HK$38,495
+HK$1,927/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,136/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,422
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,586
−HK$1,183/mo
Today · 4.125%
HK$39,769
baseline
▲ 0.50% · 4.625%
HK$42,189
+HK$2,420/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$79,538/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,632
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,749
−HK$1,132/mo
Today · 4.125%
HK$43,881
baseline
▲ 0.50% · 4.625%
HK$46,194
+HK$2,313/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$87,762/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,659
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$45,018
−HK$1,379/mo
Today · 4.125%
HK$46,397
baseline
▲ 0.50% · 4.625%
HK$49,220
+HK$2,823/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$92,794/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$512,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,571
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,873
−HK$1,322/mo
Today · 4.125%
HK$51,195
baseline
▲ 0.50% · 4.625%
HK$53,893
+HK$2,698/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$102,390/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$512,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,134
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$57,880
−HK$1,774/mo
Today · 4.125%
HK$59,654
baseline
▲ 0.50% · 4.625%
HK$63,283
+HK$3,629/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$119,308/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,448
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$64,123
−HK$1,699/mo
Today · 4.125%
HK$65,822
baseline
▲ 0.50% · 4.625%
HK$69,292
+HK$3,470/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$131,644/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,860 · Scale 2, in force from 26 Feb 2026)