LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,187
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,158
−HK$985/mo
Today · 4.125%
HK$33,143
baseline
▲ 0.50% · 4.625%
HK$35,160
+HK$2,017/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,286/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,696
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,626
−HK$944/mo
Today · 4.125%
HK$36,570
baseline
▲ 0.50% · 4.625%
HK$38,498
+HK$1,928/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,140/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,425
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,589
−HK$1,183/mo
Today · 4.125%
HK$39,772
baseline
▲ 0.50% · 4.625%
HK$42,192
+HK$2,420/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$79,544/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,635
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,751
−HK$1,133/mo
Today · 4.125%
HK$43,884
baseline
▲ 0.50% · 4.625%
HK$46,197
+HK$2,313/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$87,768/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,662
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$45,021
−HK$1,379/mo
Today · 4.125%
HK$46,400
baseline
▲ 0.50% · 4.625%
HK$49,224
+HK$2,824/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$92,800/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$512,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,574
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,877
−HK$1,321/mo
Today · 4.125%
HK$51,198
baseline
▲ 0.50% · 4.625%
HK$53,897
+HK$2,699/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$102,396/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$512,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,137
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$57,884
−HK$1,774/mo
Today · 4.125%
HK$59,658
baseline
▲ 0.50% · 4.625%
HK$63,288
+HK$3,630/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$119,316/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,452
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$64,127
−HK$1,699/mo
Today · 4.125%
HK$65,826
baseline
▲ 0.50% · 4.625%
HK$69,296
+HK$3,470/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$131,652/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,894 · Scale 2, in force from 26 Feb 2026)