LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,188
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,158
−HK$985/mo
Today · 4.125%
HK$33,143
baseline
▲ 0.50% · 4.625%
HK$35,160
+HK$2,017/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,286/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,696
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,627
−HK$944/mo
Today · 4.125%
HK$36,571
baseline
▲ 0.50% · 4.625%
HK$38,498
+HK$1,927/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,142/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,425
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,589
−HK$1,183/mo
Today · 4.125%
HK$39,772
baseline
▲ 0.50% · 4.625%
HK$42,192
+HK$2,420/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$79,544/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,635
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,752
−HK$1,133/mo
Today · 4.125%
HK$43,885
baseline
▲ 0.50% · 4.625%
HK$46,198
+HK$2,313/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$87,770/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,663
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$45,021
−HK$1,380/mo
Today · 4.125%
HK$46,401
baseline
▲ 0.50% · 4.625%
HK$49,224
+HK$2,823/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$92,802/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$512,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,574
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$49,877
−HK$1,322/mo
Today · 4.125%
HK$51,199
baseline
▲ 0.50% · 4.625%
HK$53,898
+HK$2,699/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$102,398/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$512,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,138
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$57,884
−HK$1,774/mo
Today · 4.125%
HK$59,658
baseline
▲ 0.50% · 4.625%
HK$63,288
+HK$3,630/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$119,316/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,453
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$64,128
−HK$1,699/mo
Today · 4.125%
HK$65,827
baseline
▲ 0.50% · 4.625%
HK$69,297
+HK$3,470/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$131,654/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,899 · Scale 2, in force from 26 Feb 2026)