LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,188
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,159
−HK$985/mo
Today · 4.125%
HK$33,144
baseline
▲ 0.50% · 4.625%
HK$35,161
+HK$2,017/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,288/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,697
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,627
−HK$944/mo
Today · 4.125%
HK$36,571
baseline
▲ 0.50% · 4.625%
HK$38,499
+HK$1,928/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,142/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,426
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,590
−HK$1,183/mo
Today · 4.125%
HK$39,773
baseline
▲ 0.50% · 4.625%
HK$42,193
+HK$2,420/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$79,546/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,636
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,753
−HK$1,133/mo
Today · 4.125%
HK$43,886
baseline
▲ 0.50% · 4.625%
HK$46,199
+HK$2,313/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$87,772/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,664
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$45,022
−HK$1,380/mo
Today · 4.125%
HK$46,402
baseline
▲ 0.50% · 4.625%
HK$49,225
+HK$2,823/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$92,804/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$512,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,576
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,878
−HK$1,322/mo
Today · 4.125%
HK$51,200
baseline
▲ 0.50% · 4.625%
HK$53,899
+HK$2,699/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$102,400/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$512,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,139
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$57,886
−HK$1,774/mo
Today · 4.125%
HK$59,660
baseline
▲ 0.50% · 4.625%
HK$63,290
+HK$3,630/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$119,320/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,454
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$64,129
−HK$1,700/mo
Today · 4.125%
HK$65,829
baseline
▲ 0.50% · 4.625%
HK$69,298
+HK$3,469/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$131,658/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,911 · Scale 2, in force from 26 Feb 2026)