LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,189
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,159
−HK$986/mo
Today · 4.125%
HK$33,145
baseline
▲ 0.50% · 4.625%
HK$35,162
+HK$2,017/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,290/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,697
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,628
−HK$944/mo
Today · 4.125%
HK$36,572
baseline
▲ 0.50% · 4.625%
HK$38,500
+HK$1,928/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,144/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,427
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,591
−HK$1,183/mo
Today · 4.125%
HK$39,774
baseline
▲ 0.50% · 4.625%
HK$42,194
+HK$2,420/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$79,548/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,637
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,754
−HK$1,132/mo
Today · 4.125%
HK$43,886
baseline
▲ 0.50% · 4.625%
HK$46,200
+HK$2,314/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$87,772/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,665
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$45,023
−HK$1,380/mo
Today · 4.125%
HK$46,403
baseline
▲ 0.50% · 4.625%
HK$49,226
+HK$2,823/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$92,806/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$512,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,576
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$49,879
−HK$1,322/mo
Today · 4.125%
HK$51,201
baseline
▲ 0.50% · 4.625%
HK$53,900
+HK$2,699/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$102,402/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$512,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,140
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$57,886
−HK$1,775/mo
Today · 4.125%
HK$59,661
baseline
▲ 0.50% · 4.625%
HK$63,291
+HK$3,630/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$119,322/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,455
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$64,130
−HK$1,700/mo
Today · 4.125%
HK$65,830
baseline
▲ 0.50% · 4.625%
HK$69,300
+HK$3,470/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$131,660/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,919 · Scale 2, in force from 26 Feb 2026)