LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,190
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,160
−HK$985/mo
Today · 4.125%
HK$33,145
baseline
▲ 0.50% · 4.625%
HK$35,162
+HK$2,017/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,290/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,698
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,629
−HK$944/mo
Today · 4.125%
HK$36,573
baseline
▲ 0.50% · 4.625%
HK$38,500
+HK$1,927/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,146/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,427
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,592
−HK$1,182/mo
Today · 4.125%
HK$39,774
baseline
▲ 0.50% · 4.625%
HK$42,195
+HK$2,421/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$79,548/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,638
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,754
−HK$1,133/mo
Today · 4.125%
HK$43,887
baseline
▲ 0.50% · 4.625%
HK$46,201
+HK$2,314/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$87,774/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,665
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$45,024
−HK$1,380/mo
Today · 4.125%
HK$46,404
baseline
▲ 0.50% · 4.625%
HK$49,227
+HK$2,823/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$92,808/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$512,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,577
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$49,880
−HK$1,322/mo
Today · 4.125%
HK$51,202
baseline
▲ 0.50% · 4.625%
HK$53,901
+HK$2,699/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$102,404/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$512,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,141
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$57,887
−HK$1,775/mo
Today · 4.125%
HK$59,662
baseline
▲ 0.50% · 4.625%
HK$63,292
+HK$3,630/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$119,324/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,456
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$64,131
−HK$1,700/mo
Today · 4.125%
HK$65,831
baseline
▲ 0.50% · 4.625%
HK$69,301
+HK$3,470/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$131,662/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,928 · Scale 2, in force from 26 Feb 2026)