LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,190
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,160
−HK$986/mo
Today · 4.125%
HK$33,146
baseline
▲ 0.50% · 4.625%
HK$35,163
+HK$2,017/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,292/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,699
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,629
−HK$944/mo
Today · 4.125%
HK$36,573
baseline
▲ 0.50% · 4.625%
HK$38,501
+HK$1,928/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,146/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,428
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,592
−HK$1,183/mo
Today · 4.125%
HK$39,775
baseline
▲ 0.50% · 4.625%
HK$42,196
+HK$2,421/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$79,550/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,639
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,755
−HK$1,133/mo
Today · 4.125%
HK$43,888
baseline
▲ 0.50% · 4.625%
HK$46,202
+HK$2,314/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$87,776/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,666
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$45,025
−HK$1,380/mo
Today · 4.125%
HK$46,405
baseline
▲ 0.50% · 4.625%
HK$49,228
+HK$2,823/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$92,810/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$512,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,578
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$49,881
−HK$1,322/mo
Today · 4.125%
HK$51,203
baseline
▲ 0.50% · 4.625%
HK$53,902
+HK$2,699/mo
Deposit HK$4.10M · loan HK$9.57M · min. income ≈ HK$102,406/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$512,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,142
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$57,889
−HK$1,774/mo
Today · 4.125%
HK$59,663
baseline
▲ 0.50% · 4.625%
HK$63,293
+HK$3,630/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$119,326/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,458
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$64,133
−HK$1,699/mo
Today · 4.125%
HK$65,832
baseline
▲ 0.50% · 4.625%
HK$69,302
+HK$3,470/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$131,664/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,939 · Scale 2, in force from 26 Feb 2026)