LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,191
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,162
−HK$985/mo
Today · 4.125%
HK$33,147
baseline
▲ 0.50% · 4.625%
HK$35,164
+HK$2,017/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,294/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,700
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,631
−HK$944/mo
Today · 4.125%
HK$36,575
baseline
▲ 0.50% · 4.625%
HK$38,503
+HK$1,928/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,150/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,430
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,594
−HK$1,183/mo
Today · 4.125%
HK$39,777
baseline
▲ 0.50% · 4.625%
HK$42,197
+HK$2,420/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$79,554/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,640
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,757
−HK$1,133/mo
Today · 4.125%
HK$43,890
baseline
▲ 0.50% · 4.625%
HK$46,203
+HK$2,313/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$87,780/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,668
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$45,026
−HK$1,380/mo
Today · 4.125%
HK$46,406
baseline
▲ 0.50% · 4.625%
HK$49,230
+HK$2,824/mo
Deposit HK$4.10M · loan HK$9.58M · min. income ≈ HK$92,812/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$512,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,580
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$49,883
−HK$1,322/mo
Today · 4.125%
HK$51,205
baseline
▲ 0.50% · 4.625%
HK$53,904
+HK$2,699/mo
Deposit HK$4.10M · loan HK$9.58M · min. income ≈ HK$102,410/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$512,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,144
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$57,891
−HK$1,774/mo
Today · 4.125%
HK$59,665
baseline
▲ 0.50% · 4.625%
HK$63,296
+HK$3,631/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$119,330/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,460
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$64,135
−HK$1,700/mo
Today · 4.125%
HK$65,835
baseline
▲ 0.50% · 4.625%
HK$69,305
+HK$3,470/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$131,670/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,959 · Scale 2, in force from 26 Feb 2026)