LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,194
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,164
−HK$986/mo
Today · 4.125%
HK$33,150
baseline
▲ 0.50% · 4.625%
HK$35,167
+HK$2,017/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,300/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,703
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,634
−HK$944/mo
Today · 4.125%
HK$36,578
baseline
▲ 0.50% · 4.625%
HK$38,506
+HK$1,928/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,156/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$512,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,433
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,597
−HK$1,183/mo
Today · 4.125%
HK$39,780
baseline
▲ 0.50% · 4.625%
HK$42,200
+HK$2,420/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$79,560/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,643
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,760
−HK$1,133/mo
Today · 4.125%
HK$43,893
baseline
▲ 0.50% · 4.625%
HK$46,207
+HK$2,314/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$87,786/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$512,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,671
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$45,030
−HK$1,380/mo
Today · 4.125%
HK$46,410
baseline
▲ 0.50% · 4.625%
HK$49,234
+HK$2,824/mo
Deposit HK$4.10M · loan HK$9.58M · min. income ≈ HK$92,820/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$512,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,584
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$49,887
−HK$1,322/mo
Today · 4.125%
HK$51,209
baseline
▲ 0.50% · 4.625%
HK$53,908
+HK$2,699/mo
Deposit HK$4.10M · loan HK$9.58M · min. income ≈ HK$102,418/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$512,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,149
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$57,895
−HK$1,775/mo
Today · 4.125%
HK$59,670
baseline
▲ 0.50% · 4.625%
HK$63,301
+HK$3,631/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$119,340/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,465
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$64,140
−HK$1,700/mo
Today · 4.125%
HK$65,840
baseline
▲ 0.50% · 4.625%
HK$69,310
+HK$3,470/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$131,680/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$512,999 · Scale 2, in force from 26 Feb 2026)