LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,196
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,167
−HK$986/mo
Today · 4.125%
HK$33,153
baseline
▲ 0.50% · 4.625%
HK$35,170
+HK$2,017/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,306/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$513,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,706
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,636
−HK$945/mo
Today · 4.125%
HK$36,581
baseline
▲ 0.50% · 4.625%
HK$38,509
+HK$1,928/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,162/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$513,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,436
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,600
−HK$1,183/mo
Today · 4.125%
HK$39,783
baseline
▲ 0.50% · 4.625%
HK$42,204
+HK$2,421/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$79,566/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,647
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,764
−HK$1,133/mo
Today · 4.125%
HK$43,897
baseline
▲ 0.50% · 4.625%
HK$46,211
+HK$2,314/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$87,794/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,675
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$45,034
−HK$1,380/mo
Today · 4.125%
HK$46,414
baseline
▲ 0.50% · 4.625%
HK$49,238
+HK$2,824/mo
Deposit HK$4.10M · loan HK$9.58M · min. income ≈ HK$92,828/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,588
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$49,891
−HK$1,322/mo
Today · 4.125%
HK$51,213
baseline
▲ 0.50% · 4.625%
HK$53,913
+HK$2,700/mo
Deposit HK$4.10M · loan HK$9.58M · min. income ≈ HK$102,426/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,154
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$57,900
−HK$1,775/mo
Today · 4.125%
HK$59,675
baseline
▲ 0.50% · 4.625%
HK$63,306
+HK$3,631/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$119,350/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,470
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$64,146
−HK$1,699/mo
Today · 4.125%
HK$65,845
baseline
▲ 0.50% · 4.625%
HK$69,316
+HK$3,471/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$131,690/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,042 · Scale 2, in force from 26 Feb 2026)