LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,198
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,168
−HK$986/mo
Today · 4.125%
HK$33,154
baseline
▲ 0.50% · 4.625%
HK$35,171
+HK$2,017/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,308/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$513,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,707
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,638
−HK$944/mo
Today · 4.125%
HK$36,582
baseline
▲ 0.50% · 4.625%
HK$38,511
+HK$1,929/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,164/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$513,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,437
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$38,602
−HK$1,183/mo
Today · 4.125%
HK$39,785
baseline
▲ 0.50% · 4.625%
HK$42,206
+HK$2,421/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$79,570/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,649
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,766
−HK$1,133/mo
Today · 4.125%
HK$43,899
baseline
▲ 0.50% · 4.625%
HK$46,213
+HK$2,314/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$87,798/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,677
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$45,035
−HK$1,381/mo
Today · 4.125%
HK$46,416
baseline
▲ 0.50% · 4.625%
HK$49,240
+HK$2,824/mo
Deposit HK$4.10M · loan HK$9.58M · min. income ≈ HK$92,832/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,590
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$49,893
−HK$1,322/mo
Today · 4.125%
HK$51,215
baseline
▲ 0.50% · 4.625%
HK$53,915
+HK$2,700/mo
Deposit HK$4.10M · loan HK$9.58M · min. income ≈ HK$102,430/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,156
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$57,903
−HK$1,774/mo
Today · 4.125%
HK$59,677
baseline
▲ 0.50% · 4.625%
HK$63,309
+HK$3,632/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$119,354/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,473
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$64,148
−HK$1,700/mo
Today · 4.125%
HK$65,848
baseline
▲ 0.50% · 4.625%
HK$69,319
+HK$3,471/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$131,696/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,063 · Scale 2, in force from 26 Feb 2026)